first liveaboard

[lemurs2]

We are going on our first Nekton trip to the Caymans in Aug. Has anyone ever purchased traveller's insurance?

 

[djanni]

Yes, several times.

 

[Darnold9999]

To expand on the question (I am going in late July to the Caymans) what is the risk of a hurricane in late July. All I can find is that it is late in the early part of the hurricane season???

 

[CJ's]

There's not much more to add! If you looked around hard enough you could probably find a website somewhere that will give you a statistical probability of a names storm coming hitting or coming within a certain distance of the Cayman Islands but how does that really help you?

The forecasters certainly couldn't help you (especially after the last 2 seasons!) so my advice is and always has been that if you travel to the caribbean in hurricane season then you should have travel insurance.

CJ

 

[Damselfish]

for what it's worth (probably not much) - http://www.nhc.noaa.gov/pastprofile.shtml

 

[Darnold9999]

Actually that was exactly what I was looking for. Gives a sense of what is likely, as opposed to possible.

 

[DocVikingo]

Hi Darnold9999,

If you're considering purchasing trip insurance, you might find this informative:

Travel Insurance: To Buy or not to Buy?
http://www.awoosh.com/Doc Vikingo's Resource Page/Cancellation Insurance.htm

Best of luck.

DocVikingo

 

[Darnold9999]

Thanks, based on the hurricane data I had made the decision to self insure. I suspect if I had booked the same trip for October I might have made a different decision based on hurricane frequency in the area. But then I probably wouldn't travel to the Caymans in October.

Good article, made the same analysis that you made. It was cheaper to self insure over the long run and I travel often enough that it would add up very quickly.