Perhaps Lithium batteries need special charging surfaces/containers etc to protect against said failures.
Or as I noted last night, maybe you end all charging before people go to sleep. Add a buffer if there is a latent failure possibility for some duration after charging has ended.
A significant number of remote control model airfields (and r/c car tracks) require all LiPo's to be charged in a fire containment bag, regardless of battery capacity, even if you are sitting there monitoring the charge. It can be a PITA to remove batteries out of an air frame when you could just run extended charge leads into the aircraft, but there's a reason.
Here is what we use...
https://www.amazon.com/s?k=lipo+bags&ref=nb_sb_noss
Not trying to beat the heck out of the LiPo issue.. I just think a lot of divers aren't up to speed on these batteries.