klausbh
Contributor
Thanks for your advice, guys.
This discussion turned out going in a rather different direction than I expected, so here is some additional information.
1. I am from Germany, where NOBODY EVER goes broke for any kind of medical expenses. There is mandatory cheap state health care. I realize that I am somewhat spoiled due to this background.
2. I honestly have no idea how much it costs in this country to have a dental exam and a cavity filled without insurance coverage. I have heard a couple of horror stories, however, that lead me to believe it is quite expensive. If someone gave me an actual number (an estimate, of course) that would be helpful. Before I moved to Miami a year and a half ago I had dental insurance, but I somehow procrastinated signing up for anything after my move.
3. Please don't accuse me of not taking "preventative care" of myself (in this case teeth). This is only the second time I have ever needed dental work in my life.
4. I was quite surprised and relieved to find that (as I stated in the original post) the optional university dental plan explicitly does cover preexisting conditions. I don't consider it particularly unethical for me to take advantage of that, but the downside is living with an unfilled cavity for a couple of weeks. Due to little experience with dental problems, I do not know whether that is a big deal or not.
5. I appreciate your sympathy, but I did not mean to give the false impression that having this taken care of will break the bank. I am merely trying to save some money. I used to work for a medical school in Chicago and vaguely remember dental students actively looking for victims / patients.
Thanks for all your replies; I guess I deserved some of the less flattering ones. Larry, do you take uninsured patients?
-Klaus
This discussion turned out going in a rather different direction than I expected, so here is some additional information.
1. I am from Germany, where NOBODY EVER goes broke for any kind of medical expenses. There is mandatory cheap state health care. I realize that I am somewhat spoiled due to this background.
2. I honestly have no idea how much it costs in this country to have a dental exam and a cavity filled without insurance coverage. I have heard a couple of horror stories, however, that lead me to believe it is quite expensive. If someone gave me an actual number (an estimate, of course) that would be helpful. Before I moved to Miami a year and a half ago I had dental insurance, but I somehow procrastinated signing up for anything after my move.
3. Please don't accuse me of not taking "preventative care" of myself (in this case teeth). This is only the second time I have ever needed dental work in my life.
4. I was quite surprised and relieved to find that (as I stated in the original post) the optional university dental plan explicitly does cover preexisting conditions. I don't consider it particularly unethical for me to take advantage of that, but the downside is living with an unfilled cavity for a couple of weeks. Due to little experience with dental problems, I do not know whether that is a big deal or not.
5. I appreciate your sympathy, but I did not mean to give the false impression that having this taken care of will break the bank. I am merely trying to save some money. I used to work for a medical school in Chicago and vaguely remember dental students actively looking for victims / patients.
Thanks for all your replies; I guess I deserved some of the less flattering ones. Larry, do you take uninsured patients?
-Klaus