I'd be surprised if the cruise line lets dive operators take guests that deep. If it does, do not count on the dive master to protect you. That would make it a "trust me" dive andy you should never do a "trust me" dive. You are responsible for your own safety.
I disagree with the others about a deeper dive being no big deal. It is "no big deal" only if nothing goes wrong. Progressing to 90 fsw may make you less anxious about finally diving to 90 fsw and may give you some degree of experience with nitrogen narcosis and with how fast you will use air. However, I do not believe it will give you the experience that would be necessary to deal with a problem at 90 fsw. For example, if you overstay your welcome at 90 fsw, do you have the knowledge to do a deco stop?
I do not mean to scare you. However, the "rules" represent the cumulative knowledge and experience of those who dove deep and had "issues."