Okay, so what the rest of the world calls electronic funds transfer or similar. This is how we do virtually all of our money transfers in Australia, very common. In fact, you can transfer money to someone by just using their mobile phone number or email address. Money is transferred within a second. International transfers are a bit harder and slower, but they work.
I have not written a cheque in over 15 years and only received a few in that period. Cheques will be phased out here in about a year I think.