The UST is the unsealed version. There is also a different version, the DST, that is sealed. In oother words, if you want a sealed regulator of that style, you can get it. So that doesn’t have to be a distinguishing feature of the FSR.
Personally, I prefer sealed regulators, not just because of cold water, but mainly because of it. If you’re never going to dive in water below, say, 10°C, it’s not a requirement, but it does keep silt and salt out of the inside of your regulator, which for me is a good idea.
The performance of the UST/DST will be just fine for you. Over balance, not over balance, heat exchangers, finish, etc.: those are all marketing things. With the type of diving you have described, you will not be able to tell the difference.
In my opinion, the difference comes down to two things: cost, and hose routing/flexibility (from the turret). If you do not see doubles and serious overhead training in your future within at least five years, then it doesn’t matter. If you do, then the turret has the advantage of allowing better hose routing and less strain on your hose in a long hose/restriction regulator donation situation.
ETA: The UST/DST and FSR both have two high-pressure ports, so I’m not sure what would make a difference there.