Call Select Quote. 1-800-963-8688 or visit their website at www.selectquote.com. I'm 31, non-smoker, 5-11, 190lbs, in pretty good health I got a $500,000 20 year term policy for $254/Year or around $22/month. SelectQuote shops around for you based on your lifestyle, i.e. Diver, Pilot, Smoker...