I guess I should have added my typical diving conditions to zero in on things more. I'm diving in water between 56F and 43F. So we're diving large steel tanks and drysuits with thick undergarments.
Oh, and I'm 6'3", 215lbs so there's a lot of fabric to my undergarment.
As an aside, I think it also depends on what you're weighting for. A set of empty LP120s are 8lbs positive without the manifold, bands, etc. So if you were to breathe these down in an emergency, you'd need to be able to compensate for that buoyancy on top of your exposure protection.
This is where I start scratching my head, because if I look just at the numbers, I would need more weight to compensate for an empty set of LP120s (+8lbs empty) than LP95s (+3lbs empty) due to the extra buoyancy.