I have never noted any difference in terms of mean time between failures between the G250 and R190 as long as they are serviced at reasonable intervals. The R190 has the advantage of using a very simple unbalanced downstream poppet. It's pretty bullet proof.
But on the other hand, the most common problem with a second stage is the development of an excessive seating groove in the low pressure seat. This occurs both from use and from the constant spring pressure forcing the seat against the orifice. In this case, the G250HP would have the advantage due to the use of a much lighter spring in the balanced poppet assembly and due to the adjustment knob that can increase the seating pressure and in all but extreme cases, eliminate the slight freeflow that results from this type of seat wear.
So with the R190, you are more likely to develop the problem if you miss an annual service and if you do it's off to the tech for repair. With the G250HP if you develop the problem, the adjustment knob will get you through your dive trip before service is needed. And that can also be a bad thing as some G250 divers just keep cranking the adjustment knob farther in over progressive dives until they run out of adjutement, and then they miss a dive because thay shoudl have taken the reg in for service several dives ago.
Either way reliability is not really an issue and both will do well if serviced at reasonable intervals.
If/when you go the tech route, you will end up needing a deco reg, and the R190 second stage would work well in that role attached to a Mk 2 first stage which you could by separately later. On the other hand, you save a few % buying prepackaged reg combos, so it would not be all that much more expensive in the long run to get a G250HP now for your backup and then just get Mk 2 190 for deco when you need it. The G250 will breathe much better than the R190, and I think that extra performance is worth having.