Rockjock,
With all due respect to your Doc and his Docs, while no one knows for sure, without doing invasive testing of a very large sample of the population, DAN and the Docs who study this extensively postulate a figure in the range of 19 to 27 %. (Note: In the population that the Navy DMO's work with, the figure might well be lower, but that is not representative of the population at large.)
While there is some argument about how "dangerous" the presence of a PFO is in the diving population, in relationship to DCS, there is no argument about what happens if the patient is in "bubble trouble" to start with, and his or her PFO opens (under some stress, such as coughing, or climbing a ladder). The immediate passage of bubbles into the arterial side of the circulation will have immediate and usually disastrous results.