I am one of those who likes to shoot protune on camraw wb lights or no lights.
For me and my eyes, protune on camraw wb with a filter worked best. I get a flat level color balance that looks great after a little boost in contrast in editing. I did not notice any excessive noise in my footage. Narrow mode looked noisy and low resolution to me. Auto WB had too much contrast, color saturation and unpredictability to me.
People have different tolerance levels to noise, color balance, contrast levels, resolution, etc.. Protune might be too noisy, camraw might be too flat for you if you don't want to adjust contrast and/or color in editing. If you don't want to edit, auto mode might be your best choice.
It's actually not that difficult to change settings underwater. However, it might take a dive or 2 before you decide what settings you like. As a starting point, watch people's videos and when you find some you like, find out what settings they used and what if any adjustments they did in editing.