Hey Scott:
Both James Croft and DM95 had good scoop! I am pretty sure that Underarmor wicks moisture away when wearing another layer to aide in thermal comfort (and to get rid of potential stink).
On terra firma, dressing in layers is key to staying comfortable. A wicking layer next to the skin, some form of insulation for warmth, and a waterproof layer with an inside moisture barrier (like Gore-Tex). Of course, the biggest help is the air trapped in between the layers which the body warms up aiding in our comfort.
In water, James described the wetsuit offering what it could for optimal warming. Nitrogen- blown bubbles in the neoprene are the trick to insulation and at 6.5 mm for thickness you might be pretty close to as warm you can get with a wetsuit. Of course, you could add additional types of insulation such as a hooded top or a half wetsuit but the bottom line, check with your instructor to see what is best for your location. You might not need anything else.
I hope this helps.
With kind regards,
Thomas