I've only been out of NJ a handful of times. I figure if I sign up once a month and get out 40%-50% of the time that'll be 5 or 6 trips a year. I'm heading out 11/13 and 12/05, weather permitting of course. I don't mind getting blown out of NJ, it just means that my day doesn't have to start @ 1am to get there.
We tried NC last year for 2 days, got blown out offshore both days but made it inshore on day 2. Made the best of it, dove a quarry that was ~ 2hrs inland and ate some great food.
Edit: do the charter's in FL let you cancel that soon to the day?