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however your state might require an anchor (example MA)

chipping in makes it a charter.

any type of compensation AT ALL makes it a charter.

talk to an accountant. at some point if all you do is post losses the IRS declares it a hobby

padi recommended hours to complete the entire program is 50. assuming someone did all their elearning in advance and had all the diving prereqs, I can see a schedule that has 2 full pool days and 2 full OW days getting this done. I would never try to cram it together like that, but if you look...

a photo of your cert is just fine

your instructor failed YOU. I'd have a chat with him/her and the shop they work for.

here's the form - the physical itself is 2 pages. https://www.uscgexam.com/wp-content/uploads/2017/09/exam-step2-physical-exam-CG719K.pdf Vision test, Color blindness test, which has many ways to pass, hearing test, and a list of conditions with followups only required if there's a history...

the USCG physical happens every 5 years, and is not that detailed.

the form doesn't state how long its valid. However your agency would provide guidance in some other document - e.g. PADI IM states "Medical clearance from a physician is valid for one year. Note: Medical requirements may vary from country to country, consult your PADI Regional Headquarters."...

while people do this, its not just you accepting the risk - its potentially putting others at risk.

I beg to differ - they may have read the form, understood it and decided for an abundance of caution that everyone needs medical clearance. No one is forced to go on their boat.

the simplest thing everyone can do is to get a form signed whether you need it or not at your annual physical. As someone noted, some countries and some operators require a medical form all the time.

while you're correct in the "their pool, their rules" issue, you're wrong on the medical form - over 45 is a trigger for additional questions. the way you answer those dictates if you need medical clearance.

as a pro you get all the ecards for no fee.

agreed. I've been using valsalva for almost 40 years with never an issue

no

Posted in a facebook post - nowhere else it seems 2020 Diver Medical Screening System Revision - COVID-19 The diving medical questionnaire recommended by WRSTC that is hosted on the UHMS website was amended on February 1, 2022. The English version has been uploaded to the site, and the...

which is confusing since the latest training bulletin states " However, since the Diver Medical form incorporates specific statements about COVID-19, as well as the aforementioned changes, and more efficiently screens your student divers, it’s preferred. It’s recommended that you use the most...

I assume the latter since he's still lurking...